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Eligibility

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Please note that in order to have your application reviewed by a member service representative, it must be completed in its entirety, including the acknowledgement of all disclosures.

Select your eligibility

I have an immediate family member that has an account with Public Service Credit Union

I live, worship, work or attend school in the state of Michigan

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Required Products

Select at least one of the following products required for membership

Savings Account

$1.00 monthly service fee waived if you maintain $50 in the account or have direct deposit of $800 +

APY: 0.01% Min Deposit: $25.00 Max Deposit: $500.00

You may select one of the following products

Available Products

Certificate Account Loans Checking Money Market

Relationship CD

New money only, Active direct deposit of at least $800 per month, Aggregate loan balance of $5000 or more

Max APY: 0.60% Min Deposit: $500.00 Max Deposit: $10,000.00

6 Month CD

Max APY: 0.15% Min Deposit: $500.00 Max Deposit: $9,999.99

12 Month CD

Max APY: 0.18% Min Deposit: $500.00 Max Deposit: $9,999.99

18 Month CD

Max APY: 0.23% Min Deposit: $500.00 Max Deposit: $9,999.99

24 Month CD

Max APY: 0.31% Min Deposit: $500.00 Max Deposit: $9,999.99

36 Month CD

Max APY: 0.44% Min Deposit: $500.00 Max Deposit: $9,999.99

48 Months CD

Max APY: 0.46% Min Deposit: $500.00 Max Deposit: $9,999.99

60 Month CD

Max APY: 0.50% Min Deposit: $500.00 Max Deposit: $9,999.99

Personal Loan

Maybe you need a new computer, some cash to pay your tax bill, or a well deserved vacation. A Personal Loan is quick and easy, with all of these advantages: A fixed rate, generally much lower than credit card rates, no collateral or equity needed

Auto Loan

Rates as low as 3.24%

Mortgage Loan

Home Equity

Credit Card

Checking

$8.95 monthly fee waived if you maintain $250 or direct deposit of $800+

APY: 0.00% Min Deposit: $25.00

Money Market

Max APY: 0.10% Min Deposit: $100.01 Max Deposit: $2,500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.60%	0.60%	$500.00	18 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$100.01	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.15%	0.15%	$500.00	6 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.18%	0.18%	$500.00	12 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.23%	0.23%	$500.00	18 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.31%	0.31%	$500.00	24 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.44%	0.44%	$500.00	36 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.46%	0.46%	$500.00	48 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.50%	0.50%	$500.00	60 (min)

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'Doing Business As' Information

DBA Business Information

Company Name

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TIN

SSN

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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About Your Employment

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Do you have any beneficiaries?

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Do you have another applicant?

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Tell Us About Yourself

Minor Information

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Date of Birth

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About Your Joint Applicant

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Address

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State

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Address

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About Your Employment

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Gross Monthly Income (before taxes)

Upload Documents

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Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Beneficiary Information

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You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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