Eligibility

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Please note that in order to have your application reviewed by a member service representative, it must be completed in its entirety, including the acknowledgement of all disclosures.

Select your eligibility

I have an immediate family member that has an account with Public Service Credit Union

I live, worship, work or attend school in the state of Michigan

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Required Products

Select at least one of the following products required for membership

Savings Account

$1.00 monthly service fee waived if you maintain $50 in the account or have direct deposit of $800 +

APY: 0.01% Min Deposit: $25.00 Max Deposit: $500.00

You may select one of the following products

Available Products

Certificate Account Loans Checking Money Market

Relationship CD

New money only, Active direct deposit of at least $800 per month, Aggregate loan balance of $5000 or more

Max APY: 0.60% Min Deposit: $500.00 Max Deposit: $10,000.00

6 Month CD

Max APY: 0.15% Min Deposit: $500.00 Max Deposit: $9,999.99

12 Month CD

Max APY: 0.18% Min Deposit: $500.00 Max Deposit: $9,999.99

18 Month CD

Max APY: 0.23% Min Deposit: $500.00 Max Deposit: $9,999.99

24 Month CD

Max APY: 0.31% Min Deposit: $500.00 Max Deposit: $9,999.99

36 Month CD

Max APY: 0.44% Min Deposit: $500.00 Max Deposit: $9,999.99

48 Months CD

Max APY: 0.46% Min Deposit: $500.00 Max Deposit: $9,999.99

60 Month CD

Max APY: 0.50% Min Deposit: $500.00 Max Deposit: $9,999.99

Personal Loan

Maybe you need a new computer, some cash to pay your tax bill, or a well deserved vacation. A Personal Loan is quick and easy, with all of these advantages: A fixed rate, generally much lower than credit card rates, no collateral or equity needed

Auto Loan

Rates as low as 3.24%

Mortgage Loan

Home Equity

Credit Card

Checking

$8.95 monthly fee waived if you maintain $250 or direct deposit of $800+

APY: -- Min Deposit: $25.00

Money Market

Max APY: 0.10% Min Deposit: $100.01 Max Deposit: $2,500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.60%	0.60%	$500.00	18 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$100.01	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.15%	0.15%	$500.00	6 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.18%	0.18%	$500.00	12 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.23%	0.23%	$500.00	18 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.31%	0.31%	$500.00	24 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.44%	0.44%	$500.00	36 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.46%	0.46%	$500.00	48 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.50%	0.50%	$500.00	60 (min)

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Description

Details

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Maturity Date

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If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

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Credit Card (max $500.00)

Transfer From Another Financial Institution (max $10,000.00)

Internal Transfer

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Funding is required to complete your account activation. If you choose to fund later [the bank] will reach out to you. This may cause a delay in account activation.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload a picture of your drivers license.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Please upload a picture of your drivers license.

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products