Eligibility

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Please note that in order to have your application reviewed by a member service representative, it must be completed in its entirety, including the acknowledgement of all disclosures.

Select your eligibility

I have an immediate family member that has an account with Public Service Credit Union

I live, worship, work or attend school in the state of Michigan

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Required Products

Select at least one of the following products required for membership

Savings Account

$1.00 monthly service fee waived if you maintain $50 in the account or have direct deposit of $800 +

APY: 0.01% Min Deposit: $25.00 Max Deposit: $500.00

You may select one of the following products

Available Products

Certificate Account Loans Checking Money Market

Relationship CD

New money only, Active direct deposit of at least $800 per month, Aggregate loan balance of $5000 or more

Max APY: 0.60% Min Deposit: $500.00 Max Deposit: $10,000.00

6 Month CD

Max APY: 0.15% Min Deposit: $500.00 Max Deposit: $9,999.99

12 Month CD

Max APY: 0.18% Min Deposit: $500.00 Max Deposit: $9,999.99

18 Month CD

Max APY: 0.23% Min Deposit: $500.00 Max Deposit: $9,999.99

24 Month CD

Max APY: 0.31% Min Deposit: $500.00 Max Deposit: $9,999.99

36 Month CD

Max APY: 0.44% Min Deposit: $500.00 Max Deposit: $9,999.99

48 Months CD

Max APY: 0.46% Min Deposit: $500.00 Max Deposit: $9,999.99

60 Month CD

Max APY: 0.50% Min Deposit: $500.00 Max Deposit: $9,999.99

Personal Loan

Maybe you need a new computer, some cash to pay your tax bill, or a well deserved vacation. A Personal Loan is quick and easy, with all of these advantages: A fixed rate, generally much lower than credit card rates, no collateral or equity needed

Auto Loan

Rates as low as 3.24%

Mortgage Loan

Home Equity

Credit Card

Checking

$8.95 monthly fee waived if you maintain $250 or direct deposit of $800+

APY: 0.00% Min Deposit: $25.00

Money Market

Max APY: 0.10% Min Deposit: $100.01 Max Deposit: $2,500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.60%	0.60%	$500.00	18 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$100.01	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.15%	0.15%	$500.00	6 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.18%	0.18%	$500.00	12 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.23%	0.23%	$500.00	18 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.31%	0.31%	$500.00	24 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.44%	0.44%	$500.00	36 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.46%	0.46%	$500.00	48 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.50%	0.50%	$500.00	60 (min)

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This account does not have sufficient balance to cover the total required deposit.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

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State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

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Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

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Country

Address

Zip

City

State

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Mailing Address

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Address

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Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload a picture of your drivers license.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

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* Avoid glare

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Please upload a picture of your drivers license.

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information